Credit Cardholder's Bill of Rights PR Toolkit

Policymakers and influencers are operating with a view that the industry is rich and profitable and not sufficiently fulfilling its obligations to consumers.  This has led a number of policymakers in D.C. to purse an agenda that could harm the industry and put limits on the availability of credit to consumers.  It is essential that the industry is able to effectively communicate its value and positive impact as a necessary component to the country’s economic vitality. 

The Credit Cardholder’s Bill of Rights (H.R. 5244) introduced by Rep. Carolyn Maloney is the current legislative front-runner, and if passed, could hurt consumers by lumping high-risk borrowers in with low-risk borrowers, which could ultimately limit credit and make it more expensive. 

Within this site you will find the tools and resources you need to respond quickly to stress the importance of shared responsibility and fairness within the system and for lawmakers to be wary of the unintended consequences of the legislation, when responding to the media.