Policy Issues
Consumer Financial Protection Bureau
Title X of the Dodd-Frank Wall Street Reform and Consumer Protection Act establishes the Bureau of Consumer Financial Protection (CFPB), an independent bureau within the Federal Reserve System. The CFPB has the authority to regulate the offering and provision of consumer financial products or services under federal consumer financial law.
Resources
- CFPB Supervisory Issues, April 2011
- Questions and Clarifications on Appendix Q, May 24, 2013
- Implementation Date of Credit Insurance Premium Rules, May 23, 2013
- Revisions of QM Rules to Reg. X and Reg. Z , May 22, 2013
- Request for Clarification on Portions of the "Ability to Repay" Mortgage Rule, April 17, 2013
- Mortgage Rule Implementation, April 10, 2013
- Quantitative Testing of TILA-RESPA Mortgage Disclosures, March 7, 2013
- Proposed Amendments to "Ability to Pay" and "Qualified Mortgage" Rule, February 25, 2013
- Proposed Trial Disclosures Program, February 15, 2013
- Proposed Amendments to Remittance Transfer Rules, January 30, 2013
- Proposed Delay of Effective Date of Remittance Transfer Rules, January 15, 2013
- Consumer Records System for Mortgage Data, December 14, 2012
- Comments on Harmonized TILA-RESPA Mortgage Form, November 6, 2012
- CFPB Role in Encouraging Financial Literacy, October 31, 2012
- Preemption Determination on Two State Laws, October 22, 2012
- Study on Prototype Simplified Credit Card Agreement, October 18, 2012
- Loan Officer Compensation, October 16, 2012
- Mortgage Appraisals Under Regulation B , October 15, 2012
- Mortgage Appriasals--Higher Risk Mortgages, October 15, 2012
- Mortgage Servicing--Regulation X, October 9, 2012
- Mortgage Servicing--Regulation Z, October 9, 2012
- Initial Comment, TILA-RESPA Mortgage Disclosure Documents, September 7, 2012
- Joint-Trade Letter, CFTC HOEPA Refinancing Proposal, September 7, 2012
- Standards for CFPB Information Quality, September 4, 2012
- General Purpose Reloadable Cards, July 23, 2012
- Ability to Repay Requirements Supplemental Letter (QM Definition), July 9, 2012
- Overdraft Products, June 29, 2012
- Pre-Dispute Arbitration, June 22, 2012
- Regulation Z Amendments, Credit Card Fees, June 11, 2012
- Mortage Servicing Standards Small Business Review Panel, May 31, 2012
- Definition of Qualified Mortgage as a Safe Harbor, April 27, 2012
- Joint-Trade Letter, Treatment of Priviledged Suprevisory Data, April 16, 2012
- Joint-Trade Comment, Definition of Qualified Mortgage, April 12, 2012
- Joint-Trade Comment on Supplemental Remittances Rule, April 9, 2012
- Roundtable Comments on Supplemental Remittances Rule, April 9, 2012
- Extension Request, Comment Period on Overdraft Fees, March 30, 2012
- Comments on Regulatory Streamlining, March 5, 2012
- Comments on Prototype Credit Card Agreement, February 28, 2012
- Collection of Credit Card Consumer Complaint Data, January 30, 2012
- Letter on Student Lending Data Request, January 23, 2012
- CFPB Joint Trade Comment - TILA-RESPA Model Disclosure Round 6, December 5, 2011
- CFPB Joint Trade Comment - Investigation and Adjudication Rules, September 26, 2011
- CFPB Joint Trade Letter,Disclosure of Records and Information , September 26, 2011
- Information on Banking Services for Servicemembers, September 20, 2011
- CFPB Letter, Privacy Act System of Records, August 30, 2011
- CFPB Letter, Comments on Information Collection , May 9, 2011
- CFPB Supervisory Issues, April 2011
- Joint-Trade Letter, CFTB Consumer Complaint Database, February 8, 2011
Comment Letters
