Financial Fitness Tips Booklet
Courtesy of The Financial Services Roundtable
The Financial Services Roundtable and MyMoneyManagement.net have developed the Financial Fitness Tips Booklet to help American families better manage their personal finances. The booklet was designed to be used in  conjunction with MyMoneyManagement.net. It includes tips on setting up a budget, becoming financially fit and contacting your lender, should you get into financial trouble.
If you would like a copy of the Financial Fitness Tips Booklet, please contact Aleksia Ilic, Aleksia@fsround.org.
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Choosing the Right Mortgage
Courtesy of Practical Money Skills
If you're going to be responsible for paying a mortgage for the next 30 years, you should know exactly what a mortgage is. A mortgage has three basic parts: a down payment, monthly payments and fees. We've already discussed the down payment (click here to review). The monthly payment is the amount needed to pay off the mortgage over the length of the loan and includes a payment on the principal of the loan as well as interest. The fees are all the costs you have to pay up front to get the loan.
Keeping in mind those basic concepts, we'll look at some of the mortgage variations that are available...
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Understanding Identity Theft
Courtesy of SunTrust
Identity theft is a serious crime where people try to illegally use your personal information for their own gain. Information like your name, address, date of birth, Social Security Number, online banking passwords and PINs, credit and check card numbers are keys to your financial information. When scammers obtain your confidential information, they can charge expenses to your accounts, create new accounts in your name, or use your personal information for other illegal purposes.
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